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Quick news about games, health, travel, tv, movies

How To Value a Business and Business Valuation Resources

Valuing the worth of a business from time to time is an absolute necessity. The value of a business is needed the most when you have either a buying or selling interest in the business, or for the benefit of your lenders and creditors. In this article we will study some proven methods to value your business.Business valuation is usually done by adopting some models or techniques which in turn depend on the cash flow associated with the business. So how well a business is generating returns or profits...
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Influence of Brand Loyalty on Consumer Behaviour

Brand LoyaltyIn marketing, brand loyalty refers to a typical consumer behavior in which s/he repurchases a brand’s product with a certain level of commitment and can be seen as a repeated buying of a particular product/service or behaviors like advocating the use in the general public or people they know.Nevertheless, brand loyalty does not only entail repurchasing. Repurchase may be the result of several other variables like absence of good alternatives, situational constraints, or simply convenience...
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Five Main Characteristics Of Oligopoly

Oligopoly is derived from Oligos (a greek word) which means few. Unlike a monopoly where market is dominated by a single seller/supplier, oligopoly market has more than one supplier. Nature of products or services offered by these sellers/suppliers is similar.Oligopoly can further be categorized as homogenous or differentiated. In case of a homogenous oligopoly (also known as perfect oligopoly), products produced are identical in nature.For Instance, suppliers engaged in the production of steel. ...
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Tips On How To Choose Forex Trading Software

Trading in forex is increasingly getting popular among wise investors. Gone are the days when forex market was the domain of investment banks, financial institutions and corporate business houses. These financial institutions used forex market to secure or hedge their exposure in various currencies.Global financial crisis, meltdown in equity market coupled with dwindling property market has compelled retail investors to look for alternative avenues like forex market for investment. Trading in forex...
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What is Capital Budgeting?

We all know one fact about every company rich or poor- that its capital is a limited resource. This is true even for individuals. There is a limit by which companies and individuals can borrow and increase their capital. After a certain stage no one will give you any credit. Even banks cannot cross their lending limits for just one company. Borrowing powers are hence limited. Even if there are enough lenders for a company, a company cannot borrow more and increase its liability. So capital in any...
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What is Consumer Pricing Index

Consumer Price Index (CPI) is the tool to reflect how the prices of goods and services are changing and whether the economy is going through stagflation, deflation or inflation. Results of CPI are extensively monitored and watched to take crucial financial decisions like interest rate policy by Federal Reserve and hedging options by leading banks and corporations. As an individual investor you can use CPI to take financial decisions like allocation of resources and hedging.CPI data is released every...
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What is FDIC

Taking FDIC coverage for your money deposited in a bank would definitely be counted as an intelligent step towards safeguarding your future. During recent times when no one can be really sure when your bank can fail, FDIC policies instill public confidence. This article hence is about FDIC coverage and its importance:FDIC stands for Federal Deposit Insurance Corporation of the USA; situated in Washington, D.C. FDIC is a powerful financial institution which supervises more than 4900 banks in the ...
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Understanding The Mean Of 2/10 Net 30 In Accounting

It is quite common for businesses to offer discounts to their customers. Discounts can be offered in terms of trade (cash) discount and payment term discount. Nowadays running business without extending credit is almost impossible. However to attract early payments from customers and to avoid risk of non payments by customers, suppliers offer credit period with early payment discount option.In order to avail discount, buyers make payment within the time specified for payment. However this discount...
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Understanding Foreign Exchange Markets & Basics of Foreign Trade

The market for foreign exchange is very similar to that of a physical trade which takes place between countries, because for every sale of goods and services here also there is a corresponding money transaction involved. Foreign exchange market provides debts to be settled between different countries by the exchange of foreign currency. The price at which the exchange of currencies takes place is known as the rate of exchange. Foreign exchange markets also reflect capital flows between countries...
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Estate Planning Forms

We all know the importance of financial planning in our lives, but only a few of us think about the significance of preparing an appropriate estate planning as a precaution against many problems that may arise once we pass away.Estate planning refers to the arrangements made by an individual to dispose of his or her property in the event of death.  A proper and adequate estate planning helps you to ensure that after your death your assets, money, and other properties will be managed and distributed...
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How to calculate Mutual Fund Risk & Ways To Measure Mutual Fund Risk

In an endeavor to guide common investors in evaluating potential risks associated with mutual funds, stocks and bonds, financial experts have introduced some indicators.These statistical measures are alpha, beta, standard deviation and r-squared. These indicators strive to predict risks and volatility associated with a security or fund by analyzing past performances after comparing with a benchmark index. They are major elements of Modern Portfolio Theory. Here is brief explanation of these commonly...
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Tips To Select Right Forex Trading Course & Forex Trading Strategy

Forex trading courses are classes that train a trader about the basics and nuances of forex trade. Finding a professional broker and having some basic knowledge is not sufficient to succeed in forex trading.  Formal training is essential to be a successful trader.Forex trading has evolved in last few years at an amazing pace, volume and variety. It is desirable for a trader to learn how to keep track of such changes.This not only helps in acquiring in-depth knowledge about forex trade but helps ...
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Understanding About Bank Business

The business of banking and hence management of the banking business, is quite different from other forms of businesses. This is because there are special features in the business of banking, which is not found in others. Due to the existence of these features, accounting and control of banking operations are difficult than the accounting activities done for other businesses. In this article we will see what are these special features of the banking business, which make it different from others?...
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Fixed Deposit Savings Account & How to Save Money

Do you know anybody who has become rich by just saving his/her money in a bank or in a fixed deposit (FD)? If you genuinely want to create wealth, then you should drop this mentality that an FD or a savings account is best for your money.But the reality is that a major chunk of household savings is put up in savings accounts and FDs that produce return in the form of 3.5% interest. So, the debate here is whether individuals and families make a mistake in neglecting other investment options like ...
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Tips and Techniques to Avoid Foreclosure & How to Refinance Your Loan

Recent mortgage crisis has brought forward few dreaded situations that a home owner may face. One such situation is the possibility of eviction from the house due to foreclosure. There may be many reasons of foreclosure.Non payment of monthly mortgage installments for successive months is the prevalent reason of foreclosure. When loan modification, refinance and other such options fail to manage the situation a foreclosure may seem looming. However, there are some tested tools and techniques to ...
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412(i) Defined Benefit Retirement Plan & Benefits of 412(i) Plan

Plan 412 (i) derives its name from IRC’s section 412 subsection (i). It is a defined benefit plan and the plan is free from the tough funding rules of section 412 which is applicable to all other retirement plans under this section. These plans are fully insured and are pretty old investment vehicles. They offer many advantages which we will cover later in this article.Plan 412 (i) are actually funded by life insurance products and/or fixed annuities based products. Since they are based on insurance...
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